Finding the right home at the right price is just one part of a real estate transaction. Joe Vavricka - RE/MAX REALTEC GROUP is seasoned at assisting both buyers and sellers when it comes to closings. E-mail or call us today at 727-841-9191 if your needs include a real estate pro experienced in the business side of buying and selling.

What closing costs should you expect?

There are certain typical costs associated with closing the sale of a house. These costs are usually divided between the buyer and seller, as noted in the sales contract. Many are universal, but there are nuances to each, so you'll want a real estate expert in Florida to help lead you through your deal.

Closing costs that are loan-related    (Details)

  • Points (optional)
  • Appraisal Fee
  • Credit Report
  • Interest Payment
  • Escrow Account

At closing, the following taxes are usually paid    (Details)

  • Property Taxes
  • Transfer Taxes and Recording Fees

At closing, these fees are often due    (Details)

  • Homeowners Insurance
  • Flood or Quake Insurance (optional)
  • Private Mortgage Insurance (PMI) (optional)
  • Title Insurance

Sellers: As we get through the details of your sale, I'll not only work to get the highest sales price, but I'll also campaign for reduced closing costs. And once we've come to an agreement, I'll explain in detail the closing costs so you know exactly where your money is going.

Buyers: If you are buying a home in Pasco County, you will receive a "Good Faith Estimate" (GFE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's previous experience and is required to be within an acceptable range so you're not stunned when you get to the closing appointment. I'll be willing to look over the GFE with you, answering your questions and highlighting any estimates that seem unusual.

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